how the household benefit cap affects families with children (2014-15)

 Parents aged over 18[*]

Children

Cap

Personal allowance

Child Benefit

Maximum Child Tax Credit

Total national benefits

Available for Housing Benefit

1

1

£500

£72.40

£20.50

£63.19

£156.09

£343.91

1

2

£500

£72.40

£34.05

£115.93

£222.38

£277.62

1

3

£500

£72.40

£47.60

£168.67

£288.67

£211.33

1

4

£500

£72.40

£61.15

£221.41

£354.96

£145.04

1

5

£500

£72.40

£74.70

£274.15

£421.25

£78.75

1

6

£500

£72.40

£88.25

£326.89

£487.54

£12.46

2

1

£500

£113.70

£20.50

£63.19

£197.39

£302.61

2

2

£500

£113.70

£34.05

£115.93

£263.68

£236.32

2

3

£500

£113.70

£47.60

£168.67

£329.97

£170.03

2

4

£500

£113.70

£61.15

£221.41

£396.26

£103.74

2

5

£500

£113.70

£74.70

£274.15

£462.55

£37.45

2

6

£500

£113.70

£88.25

£326.89

£528.84

Nil

 



[*] Personal allowances are currently lower for couples where one or both is aged under 18 so more money would be left for Housing Benefit than shown above. The same is true for standard allowances for couples receiving Universal Credit where one or both is under 25.